The manager of a bank in Essex has apologized to a customer after sending him a debit card bearing the name Dick Head.

The customer whose name is neither Dick nor Head, said he did not spot the insult until he was handing over the card in a supermarket to pay for something a few days after it arrived in the post.

"I couldn't believe it," he said.

"When I got the card out I saw the name embossed on it. I was so embarrassed I put it back in my wallet.

"I know I've been overdrawn a few times but I've done nothing to deserve this.”

Listen Dick, have you looked in the mirror lately?

(We seem to be passing germs around but thanks to Dasher for this germ)